Hope it works out OK for you but I can see a insurance claim coming or a expensive repair bill. We all learn the hard way, I cooked a motor from mud in the radiator and that was after numerous starter motors and alternator needed to be replaced. Now after years of 4wding I avoid bog holes at all costs and only go through them as a last resort if there is no way around

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Don, please tell us you have comprehensive insurance.

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$10,000 +if hydraulic lock,bent conrods.you need to remove the glow plugs or injectors and turn it by hand with a socket on the harmoic balancer bolt ,hopefully it turns 2 or 3 times with little force and take the sump plug off let 2 litres drain out hopefully no water,water will sit at the bottom of the sump . If turns freely use start motor to expell any water in bores .if in doubt get a good mechanic.

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Yes I have full comprehensive insurance. It hasn't thrown a leg out of bed, which is 1 good sign. Once it stalled I did not try to restart it. It was towed home on a tilt tray and is now sitting in the driveway licking its wounds. 

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Gazza, thank you for that advice, I appreciate that, I will work on that starting Tuesday when there will be no rain here or very little at least.

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That's good news on the insurance, did the inside get all wet too? You may want to do a claim anyway, as they could write it off, that may or may not suit you.

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Water damage will nearly always write off a vehicle due to the unknown, constant issues with computers and electronics is the last thing you need in a modern car. Don't want to be the one with all the bad news but I have never seen a diesel stopped by water get away without major damage due to the extreemly high compression they run, water does not compess and bits break and bend

Wishing you the best of luck !!!!!

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It's pretty clear you love that car, you have gradually added bits to it, and it's your main hobby, I'm sure you have lots of pictures of it evolving and all the fun trips you have been on to prove that.

If it's part of the policy then that's it they have to pay, too many people just go "oh alright" if they fk you around keep pushing. There are other avenues if they play hardball, but try to keep most of the communications in writing (email), so you have evidence if needed later on. I'd ring on the initial contact though.

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Didn't you take the chicken track but the right hand side of vehicle slipped into the bog hole.

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Depends on policy details, a few years ago just after I had finished my initial build I had full 4wd specific cover, that insured against everything as long as I wasn't breaking the law and it wasn't a timed event,

river crossings, beach driving all tracks where covered so read the fine print and let them know that the river crossing was on a gazetted track and that it was open to the public and there was no brdge or alternarive way around.

Who are you insured with?

Thiis will be interesting for a lot of people that go 4wding to see how things pan out

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